Business-owners know how important it is to be insured - buildings, stock and vehicles are the obvious choices, perhaps public liability insurance, quite possibly they'll have professional indemnity and legal costs covered – but how many businesses forget about their biggest asset – their key staff.

With over 3.9 million small businesses in the UK, many of them family businesses with up to four employees, Keyman Insurance is an important consideration. It is likely that every one of those four staff will be crucial to the success of the business, and without them, the business would not be able to function. This applies to sole traders, limited companies and partnerships.

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